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Six services. One credentialed actuary.

Every engagement runs end-to-end with the same FCAS, from intake and scoping through final delivery and the conversation that follows it.

01 / Pricing
Pricing Analysis

Rate adequacy that holds up to a board, a regulator, and a reinsurer.

Full pricing analyses across all eight active P&C lines: rate adequacy, loss development, trend selection, XL layer pricing, and multi-line quota share models built to support filings, treaty placements, and forward planning.

  • Rate adequacy & indicated changes across primary and excess layers
  • Loss development & trend with full triangle reviews and selection rationale
  • XL layer pricing for treaty and facultative placements
  • Multi-line quota share models for program and fronting structures
  • All eight LOBs: WC · Comm Property · GL · Personal Auto · Homeowners · Comm Auto · Pro Liab · Cyber
Discuss a pricing engagement
02 / Reserves & SAO
Reserving & Statement of Actuarial Opinion

Independent reserves. Statutory-grade opinions.

Independent reserve reviews and Statement of Actuarial Opinion preparation for statutory annual filings, covering IBNR, case reserves, reinsurance recoverables, and the full appointed-actuary support package.

  • Statutory SAO preparation for annual statement filings
  • Independent reserve reviews with full IBNR analysis
  • Reinsurance recoverable and ceded reserve evaluation
  • Actuarial Report & AOS documentation supporting the opinion
  • Domicile filings for RRGs, captives, and fronting carriers
Discuss a reserve engagement
03 / Planning
Planning & Forecasting

Forward profitability, told in one exhibit.

Multi-line profitability exhibits that factor complex reinsurance terms (quota shares, XL layers, sliding-scale commissions, and loss corridors) into a single forward view of underwriting result. Originally built for a former CEO's monthly leadership review.

  • Multi-line profitability exhibits with reinsurance impact modeled
  • Plan vs. actual variance commentary tied to drivers
  • Scenario forecasting across rate, loss, and ceding assumptions
  • Board-ready visuals built for non-actuarial leadership review
Discuss a planning build
04 / Reinsurance
Reinsurance Modeling

Treaty pricing from every seat at the table.

Quota share and excess-of-loss treaty pricing built from extensive hands-on placement experience, modeled from the primary perspective, the reinsurer's perspective, and the broker's perspective in turn. The same engagement framework supports reinsurance captives and fronting structures.

  • Quota share treaty pricing with sliding-scale and profit commission terms
  • Excess-of-loss layer pricing with experience and exposure rating
  • Tri-perspective modeling: primary, reinsurer, and broker views
  • Reinsurance captive structuring and feasibility analysis
Discuss a treaty engagement
05 / Peer Review
Peer Review

A second credentialed set of eyes, before the work goes out.

Independent review of actuarial work product produced by other consulting actuaries, applied before client or regulator distribution. ASOP-aligned, scope-flexible, and structured to stand up to subsequent regulator scrutiny.

  • SAO peer review for opining actuaries seeking independent confirmation
  • Pricing & reserving work review against ASOP standards
  • Methodology & assumption review with documented commentary
  • Confidential, under engagement letter and conflict-cleared
Discuss a peer review
06 / Advisory
Executive Advisory

Plain language. Hard numbers.

Translation of actuarial findings into language that CEOs, CFOs, and board members can actually use, a hallmark of the practice. Often delivered as the final mile of another engagement; sometimes engaged on its own as a standing advisory relationship.

  • Board-ready presentation of actuarial findings, in non-technical language
  • CEO & CFO advisory on rate, reserve, and reinsurance decisions
  • Translation of third-party actuarial reports for leadership consumption
  • Hourly engagement available, no retainer required
Discuss an advisory engagement
Begin a Conversation

The first call is the scope call.

Hourly or fixed-fee. No retainers. Engagements scale to the question on the table.

Schedule a Conversation